economy

February 3, 2026

„Godišnja ušteda između 50 i 60 miliona evra“: Šta SEPA sistem zapravo znači i kakve će koristi od njega imati građani i privreda?

Provizije od 20, 30 ili čak 40 evra za jedan bankarski transfer u evrima od maja mogle bi da se svedu na svega jedan ili dva evra. Početak primene SEPA sistema u Srbiji trebalo bi da omogući lakše, brže i jeftinije transakcije građanima.

„Godišnja ušteda između 50 i 60 miliona evra“: Šta SEPA sistem zapravo znači i kakve će koristi od njega imati građani i privreda?

TL;DR

  • Serbia is joining the SEPA (Single Euro Payments Area) system, with full implementation expected in May.
  • Transaction fees for Euro payments to EU countries will decrease from an average of 20-40 euros to 1-2 euros.
  • The SEPA system will enable faster, cheaper, and more standardized Euro payments, treating them like domestic transactions.
  • Benefits extend to businesses, reducing operational costs for import/export and improving cash flow and competitiveness.
  • Instant payment systems will be enhanced, allowing cross-border payments to be as fast as domestic ones.
  • The SEPA system does not affect the Serbian Dinar or Serbia's monetary sovereignty.
  • AIK Banka and ALTA Banka are among the first to be officially included in the SEPA payment scheme starting February 13, 2026.
  • All Serbian banks are expected to commence SEPA transactions by May 4, 2026, with applications due by March 20, 2026.
  • The estimated annual savings for citizens and businesses are between 50 and 60 million euros.

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