economy
March 12, 2026
Addiko Bank Serbia Achieved Record Results and Underwent Comprehensive Business Transformation
Addiko Bank a.d. Beograd achieved a strong business result in 2025, implementing a comprehensive business model transformation and further improving the quality of its credit portfolio. The bank's net profit amounted to 1.86 billion RSD, representing a 72% increase compared to the previous year, while key portfolio and operational process indicators were further enhanced.
TL;DR
- Net profit reached 1.86 billion RSD, a 72% year-on-year increase.
- Non-performing loan ratio decreased from 6.4% to 4.2%.
- Expected credit loss costs reduced from 1 billion to 0.3 billion RSD.
- 91% of retail loan applications were automatically approved within an average of 10 minutes.
- Average credit approval time for SMEs was reduced to seven days.
- Net loans and receivables grew by 10% to 69 billion RSD.
- Retail and SME loans now represent 93% of the total credit portfolio.
- Total assets reached 103.8 billion RSD, with a capital adequacy ratio of 26.48%.
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