economy

March 11, 2026

Would you buy a summer house in Serbia? Here's if you can get a loan

Banks no longer approve housing loans for properties registered in the cadastre as weekend houses or apartments, and the only option is a cash loan, which is limited to 25,000 euros.

Would you buy a summer house in Serbia? Here's if you can get a loan

TL;DR

  • Interest in Vojvodina's scenic areas remains high, although the pandemic-driven rush for country houses has subsided.
  • Property prices, particularly in Fruška Gora, have seen dramatic increases, with some plots ten times more expensive than a decade ago.
  • Banks no longer approve housing loans for properties registered as weekend houses or apartments; only cash loans are available, capped at 3 million dinars (approximately 25,000 euros).
  • Vojvodina accounts for 59% of the total weekend house market in Serbia, with diverse offers in various locations.
  • Financial advisors recommend that loan installments not exceed 10% of monthly income and stress the importance of checking infrastructure like road access and mobile signal coverage.

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