economy
March 6, 2026
Housing loans for young people until April 1, 2029.
The fact that the talk about loans for young people has not been in focus lately due to a number of other global problems that affect us all does not mean that this benefit is no longer available to everyone for whom real estate solves one of their existential issues. On the contrary.
TL;DR
- Young people can still access housing loans with a reduced down payment of 1% until April 1, 2029.
- The program supports the purchase of the first residential property.
- The total available amount for these loans has been increased from 400 million to 600 million euros.
- As of January 31, 2026, over 5,000 loans have been approved, totaling more than 400 million euros.
- The NBS also clarified bank fees, noting that interest is not charged on unused overdrafts, but service fees may apply.
- A capped monthly fee of 150 dinars for basic payment accounts includes services like cash withdrawals, debit cards, and mobile/online banking.
- The NBS publishes comparable fee data for payment services on its website to help consumers.
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