economy
March 24, 2026
How much money should be kept in a current account: Experts warn of this danger
At a time when prices are rising and money is worth less, many are wondering if saving in a current account is truly a safe option. Although it seems like the simplest solution, financial experts warn that too much money that is not working is losing value daily.
TL;DR
- Keeping large amounts of money in a current account is not a safe long-term option due to inflation, which diminishes its value.
- A financial reserve of two to three months' worth of expenses should be kept accessible for unforeseen circumstances.
- Unused money should be invested to generate profit and ensure financial growth, as idle money loses value over time.
- Investing requires understanding and belief in the investment, otherwise, it can be considered gambling.
- Potential investment options include stocks, investment funds, and real estate, with the latter being a historically stable choice.
- The decision of where to invest should be made individually, based on personal income, risk tolerance, and goals.