economy
January 18, 2026
"Ja sam stručnjak za štednju i ovih 6 stvari ne bih radio u 2026. godini"
Stručnjak za štednju Metju Dženkin je za Which? podelio svoje najbolje savete za maksimiziranje uštede u novoj godini.
TL;DR
- Avoid limiting savings searches to high-street banks; lesser-known banks often offer better rates.
- Don't let savings sit idle; monitor fixed-rate bonds and bonus periods to switch accounts proactively.
- Limit the amount held in easy-access accounts due to variable interest rates; consider fixed-term bonds for larger sums.
- Consider long-term savings solutions (2-5 years) for better value and protection against falling interest rates.
- Be mindful of tax implications on earned interest and avoid unnecessary taxes.
- Opt for interest to be added to your savings fund rather than paid out monthly to benefit from compounding.
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