economy
March 15, 2026
The eternal question
The housing issue has been one of the most pressing in the Balkans for years, especially for young couples.
TL;DR
- A young couple (29 and 30) are debating whether to buy a home with a mortgage or continue renting.
- They are tired of paying rent and working low-paying jobs, desiring their own house and garden.
- The partner fears a mortgage will lead to 'debt slavery' and being tied to a 9-5 job due to loan repayments and interest.
- The other partner sees a mortgage as the only viable path to homeownership and questions how 'terrible' it truly is.
- Reddit users shared diverse opinions, with many arguing that a mortgage is preferable to renting as it builds equity.
- Some users shared positive experiences with mortgages, using them to buy multiple properties or enabling them to start businesses.
- The general consensus from commenters leans towards a mortgage being a more secure and beneficial long-term solution than renting.
Continue reading the original article