economy
January 31, 2026
NBS kredit penzija
Propisi Narodne banke Srbije (NBS) prihode od penzije u svrhu procene kreditne sposobnosti prepoznaju jednako kao i sve druge prihode klijenata, ne praveći razliku u odnosu na starosnu dob, ali banke mogu svojim unutrašnjim aktima da propišu tu granicu.
TL;DR
- NBS regulations treat pension income equally to other income for creditworthiness assessment.
- There are no regulatory upper age limits for loan approvals in Serbia.
- Banks can set their own upper age limits for loans via internal policies.
- These limits are often based on the client's age at the time of the final loan repayment.
- Banks assess individual creditworthiness and can require collateral, such as life insurance policies.
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